Credit Analyst

Description

8-5 pm ET

Must be onsite Tuesday, Wednesday

Hybrid at any of the locations below

Must be local to the following areas:

• Charlotte, NC
• Marlton, NJ
• Tewksbury, MA
• Uniontown, PA

*Must have 1 year experience within the past three years using SAP and Get Paid.

Position Overview:

• We are seeking a detail-oriented and analytical Credit Analyst to join our Finance team.
• This role is responsible for evaluating and managing credit risk for new and existing customers, ensuring adherence to corporate credit policies, and supporting cash flow optimization.
• The ideal candidate will have strong financial analysis skills, experience in credit management, and excellent communication abilities.

Key Responsibilities:

• Evaluate customer credit risk through comprehensive financial analysis, business plan assessments, and review of third-party credit data (e.g., D&B, Moody’s, Credit Safe).
• Perform in-depth credit reviews and propose credit limit and term adjustments as necessary, aligned with Client Global Policies.
• Approve credit limits and customer order releases within Delegation of Authority thresholds.
• Collaborate on AR reviews to address delinquent accounts and resolve issues affecting credit holds.
• Maintain strong relationships with customers and internal stakeholders, including sales, collections, and operations teams.
• Ensure compliance with Sarbanes-Oxley regulations and company credit policies.
• Utilize Microsoft Excel, SAP, and Get Paid for analysis, reporting, and workflow execution.
• Apply knowledge of construction/trade industry practices such as liens, bonds, UCC filings, and bankruptcy claims when evaluating credit risk.

Required Qualifications:

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
• Minimum of 3 years of experience in a corporate finance or credit management environment.
• Familiarity with regional and global credit bureaus (e.g., Dunn & Bradstreet, Cortera, Credit Risk Monitor).
• Strong communication and interpersonal skills.
• Advanced proficiency in Microsoft Excel; working knowledge of Word and Outlook.
• Experience with SAP and Get Paid platforms.
• Ability to multi-task and prioritize in a fast-paced, deadline-driven environment.

Preferred Experience:

• Prior work experience in a construction or trade environment.
• Understanding of financial instruments related to trade credit (liens, bonds, etc.).